Home Insurance

Home Insurance

Failure To Acknowledge Value of Expensive Household Items Listed in Home Insurance Policies under Spotlight

A worrying number of homeowners are failing to appreciate the importance of listing valuable antiques or precious vintage items in their home and contents insurance policies according to the latest research on the subject. The figure who neglect to do this is said to be 4 in 10 ...
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The Most Expensive Buildings Insurance Policies in the World (Possibly)

Note the absence of the word ‘official’ in the title? That’s our disclaimer, provided on the basis that we’re not entirely sure if our claim is factually accurate, so don’t wish to be called out on it. The bottom line is that ALL the buildings listed hereabouts cost ...
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Joan Bower house fire

Woman Who Let Home and Contents Insurance Policy Expire 1 Day Earlier, Witnesses House Ravaged by Candle-triggered Blaze

Talk about bad timing, did you hear the one about the grandmother whose house was gutted by fire just 24 hours after her home and contents insurance policy had expired? And guess what, it’s no joke. Indeed, the unfolding scenario – and subsequent dire straits she’s been left ...
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house sold sign

Home Insurance Provider Sinks £50m into Flat Pack Housing Concept to Tackle UK Housing Crisis

A leading UK buildings and home contents insurance provider has gone above and beyond to help potential homeowners get that first rung on the property ladder by going all IKEA. In a bid to do more than its bit in the face of the well-documented housing shortage in ...
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cooking pancake in frying pan

Fire-based Home Insurance Claims Soar on Pancake Day

Who’d have thought that Shrove Tuesday (or Pancake Day to those of non-religious persuasions) would pose such a threat to our homes; waistlines yes, but immediate health and safety, fixtures and fitting, not so much. Yet every February the Fire Brigade stand on guard in a November the ...
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Golden Gate Bridge California

Californians’ Afforded New Insight into Dangers of Not Signing up to Earthquake Insurance

Whilst it may not necessarily concern homeowners here in the UK (well, not quite on the same scale as the more imminent danger of flooding, let’s say) it’s still interesting to learn that over in America earthquake insurance policies (which in some states poses as much if not ...
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home

Tenants could be made to pay for accidental damage insurance by landlords

Recent evidence has come to light of some landlords urging tenants to arrange accidental damage cover with regards to the homeowner’s fixtures and fittings. This element of household insurance has, historically, been the responsibility of the landlord themselves to take out under a typical buildings insurance policy, whilst ...
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Storm Desmond flooding UK

Post Storm Hacks: What YOU Must Do in Direct Aftermath of your Home Being Flooded

There’s barely a day gone by over the Christmas period when storms and floods have been out of the news, courtesy (if you can refer to it as that) of a succession of low fronts which have targeted large parts of the north of England during the (supposedly) ...
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log burner

Log Burners Might Prove Too Hot for Your Home Insurer to Handle

Their popularity of log burners amongst those who are looking to take the edge off those cold winter evenings has been nothing short of explosive in recent years, yet due to their perceived ‘dangerous elements’ could mean that having one in your home will see your household insurance ...
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home

Industry Experts Say Home Insurance Claims at Lowest Point in 10 Years

Home insurance providers would have to go back as far as 2004 to observe lower claims than those they acknowledged last year if figures recently released by global finance specialists, Ernst & Young bear credence. According to the very latest statistics released by the long-established go-to firm for ...
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